StepChange Debt Charity

StepChange offer free debt advice that is based on a comprehensive assessment of your situation. They'll then provide practical help and support for however long it’s needed.

They offer a variety of solutions by providing information and guidance through online sessions or by telephone. They offer practical budgeting and money advice, as well as tailored plans to uniquely support you in managing your debts. 

Breathing Space scheme
You could get up to 60 days' respite from interest, fees, and court action to reduce stress and give you time to deal with your debts. Visit StepChange website for more information.